| General Credit |
SME Bank helps SME runners establish, expand and renovate their businesses as well as standardize business management by granting loans with minimum credit line of 50,000 baht and maximum 100 million baht in the credit term of not over 15 years.
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| Factoring Credit |
Factoring credit with minimum credit line of 300,000 baht is provided solve the problem of current capital shortage and enhance the business liquidity and strength so that the entrepreneurs can continuously expand their businesses.
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| Packing Credit |
Packing credit is provided as current capital for exporters to purchase raw materials or products for manufacturing or exporting processes in accordance with the orders and conditions of L/C. The credit line for each loanee is not over 3 million baht, but not over 80% of the value specified in L/C and not over the expenses incurred in manufacturing process or product purchasing. However, total credit line of all kinds of credit they receive must not over 100 million baht.
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| Leasing and Hire-Purchase Credits |
Leasing and hire-purchase credits with flat rate are provided for the entrepreneurs to use in enhancing the efficiency in mechanical, vehicle and utensil management to substitute the outdated or environment-harmed technologies. For these kinds of credit, individual insurer is allowed.
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| Joint Venture |
SME Bank provides joint venture to support the initial SME projects with potential so that the entrepreneurs can have enough fund and free from interest to continue their businesses. The joint venture proportion is not over 49% of the equities or project value and not over 50 million baht for each loanee.
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| L/G |
A letter of guarantee is for guaranteeing the credit with minimum credit line of 50,000 baht and, included with other debts under SME Bank, the maximum is not over 100 million baht. The term of each L/G is not over 1 year.
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| AVAL |
The Bank accepts the aval and certifies for promissory notes and bills of exchange with minimum credit line of 50,000 baht and, included with other debts under SME Bank, the maximum is not over 100 million baht. The term of each AVAL is not over 1 year.
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