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| Fast Track Loan |
Fast track credit is provided so as to promote grassroots businesses and new entrepreneurs who need capital of not over 500,000 baht (USD 12,200) and have no collateral. The approval process for this kind of credit is shorter than for regular ones.
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| Loan for Thai Workers Going Abroad |
In cooperation with Thai Toy Industry Association, Thai Gifts and Premiums Association, Thai House wares Trade Association, Northern Handicrafts Manufacturers and Exporters Association, and Design & Objects Association, packing credit of up to 3 million baht (USD 71,400) per loanee and fast loan of up to 1 million bath (USD 23,800) per loanee for the participation in trade exhibitions and sale activities in foreign markets are provided.
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| Exporters’ Credit |
In cooperation with Thai Toy Industry Association, Thai Gifts and Premiums Association, Thai House wares Trade Association, Northern Handicrafts Manufacturers and Exporters Association, and Design & Objects Association, packing credit of up to 3 million baht (USD 71,400) per loanee and fast loan of up to 1 million bath (USD 23,800) per loanee for the participation in trade exhibitions and sale activities in foreign markets are provided.
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| Loan under Financial Cooperation for the Development of Grassroots Economy |
In cooperation with the Bank for Agriculture and Agricultural Cooperatives (BAAC) and the Government Savings Bank (GSB), financial cooperation is provided to support inter-related businesses along value-chains, encompassing farmers, community enterprises, processing industries, wholesalers and retailers.
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| Loan under for Assets Capitalization Scheme |
In cooperation with the Department of Intellectual Property, the Assets Capitalization Bureau, and other agencies designated by the government, under assets capitalization scheme, SME bank shall accept intellectual properties as collateral for loans of 50,000-5,000,000 baht (USD 1,190 – 119,000) per loanee.
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| Loan under “Thai Cuisine to the World” Scheme |
In cooperation with the Department of Export Promotion, Ministry of Commerce, the Ministry of Foreign Affairs, the Office of Small and Medium Enterprises Promotion, the National Food Institute and universities, the credit is open to the entrepreneurs in food cluster, including food processors, OTOP producers, exporters, importers, wholesalers, retailers as well as Thai restaurants located in foreign countries. Maximum credit line for each loanee is 100 million baht.
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| Franchise Loan |
SME Bank supports both franchisor and franchisee in term of investment fund to establish, expand or renovate their businesses by providing franchise credit with the credit line for each franchisor up to 100 million baht and for each franchisee not over 3 million baht. For fast track credit, the credit line is ranged from 50,000 – 500,000 baht and, for general credit with collateral, 500,000 – 100 million baht.
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| Loan for Early – Retired Government Officers |
In cooperation with Social Welfare Department, SME Bank supports the government officers in early-retired program to be ready for being new proprietors. Interested persons can apply to attend the business management training, free of charge. The persons who have passed the training program can submit for the credit with special interest rate of 5.5% per year, in the credit term of 5 years.
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| Loan for Modernization of Poultry Farms |
In coordination with Bank for Agriculture and Agricultural Cooperatives (BAAC), the Government Savings Bank (GSB) and Assets Capitalization Bureau, SME Bank grants the credit with the credit line of not over 100 million bath (USD 2,318,000) per loanee and first year free from interest in order to assist poultry farmers severely affected by the outbreak of bird flu disease and to modernize their farms and processing plants.
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| Loan scheme to promote second income opportunity for military families |
Aiming at supporting the officers under the Royal Thai Army to earn more from sideline and live better lives, SME Bank provides the credit with maximum credit line of not over 50,000 baht for investment and as the current capital in franchise business as franchisee.
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| Credit for leasing right from the National Housing Authority |
This credit scheme with credit line ranged from 50,000 to 200,000 baht (USD 1,190 to 4,760) is to support small vendors, who are not able to access fund sources according to traditional conditions of commercial banks, to be able to have the leasing right over the properties of the National Housing Authority.
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