11 Aug 2017
Mr.Mongkon Leelatham ( President) , Small and Medium Enterprise Development Bank of Thailand (SME Development Bank) revealed that the bank launches the product to SMEs in Tourism an Local Community with amount 7,500 million baht with the purpose to support , help SMEs in Tourism and / or Franchise through local operator and region who want to improve the efficiency included liquidity.
For Interested person , Individual Person not over 2 million baht/ case if register with VAT or certify from government not over 5 million baht. Juristic Person not over 15 million baht : 5 million baht without guarantee ,TCG guarantee and fee compensate 1-4 year, 7 year. In case of the bank criteria :1st year, MLR -1.5 /year, 2nd year upward, MLR -1.0 / year. In case of TCG guarantee , MLR /year and without TCG fee 4 year ,1.75 % total 7 % ( Government 4% and SME Development 3%) Hence, the borrower must repay the debt normally , individual or juristic person, existing or new entrepreneur but not to re – finance from others.
Mr.Mongkon also mentioned the credit complied to government policy ( Dr.Somkid Jatusripitak : Deputy Prime Minister) gave to the bank who support the business to tourism operator such as Creative Innovation Village provided local tourism , Talad Tongchom, Home Stay – Hotel and concerning that support Local Economy especially restaurant operator such as Noonich Tiddoew, food truck included fruit transformation which can stock 9 months through Franchise with 100 % borrowing of Franchise value. From information found that the mentioned group is unable to reach the credit due to lacking of guarantee.
Mr.Mongkon also mentioned the credit to support tourism and local tourism was effected to economic directly: Credit in financial institution 7,500 million baht , SMEs with fund reaching 2,500 cases ( 3 million baht / case), employment stability not less than 10,000 person , revolving fund in economic 34,350 million baht. So fund supporting will distribute to cities complied to the approximately Y 2017 that the tourist from abroad 35 million person , community development , service through manufacturing will be develop complied to Local Economy of government to 4.0 economy. Interested person is able to contact Call Center 1357 or every branch of SME Development Bank. Follow the news via facebook.com/SMEDevelopmentBank.