- Acquire of fixed assets like purchase of machinery/equipment, expansion, modernization/technology upgradation activities
- Start the new business
- Working Capital with up to 30% disbursement of the revolving fund on loan approval
Project Credit Line
8,000 million BHT
- Up to 1,000,000 BHT|
- The applicants under the Debt Restructured Program shall be provided up to 200,000 BHT.
- Holding 3 month Normal Installment Debt or reliable on the SME Bank policy shall be provided more credit line.
long - term loan of up to 7 year
3 year Grace Period (Pay only Interest Period)
1% p.a. for the whole tenure
- 100% loan guarantee by the authorized directors and / or major shareholders and / or beneficiaries of the loan.
- Under the insurance program by the Bank’s Partner for Property, Machines/Equipments and Vehicle Investments.
1. Up to 50 employee or 50,000,000 BHT Asset SMEs (in the field of Manufacturing Industry, Service Industry, Retailing and Wholesale Industry.
2. SMEs shall be :
- Start the new business
- For Expansion, diversification and modernization of existing projects
- Being the Active Negative Enterprise Value SMEs (excluded of Real Estate Business, Illegal Business and Unethical Business) but still operate the business.
3. Reviewed on the Balance Sheet Account, or Request for One Real Account System.
4. Being non - NPL or non - Prosecuted debtor as of the date of the loan application.
5. The Installment debt history shall be:
- For Normal Debtor (Non - Restructured Program within the last 12 months) shall be allowed up to 3 times of non - scheduled installment debt within 12 months prior to loan application.
- For Restructured Debtor (within the last 12 months) must have 4 continued scheduled installment debts or over. Then, allow for 2 non - scheduled installment debt for over 4 non - scheduled installment debts prior to loan application date.
6. For within 12 month Registered SME Companies
- Reviewed on Installment debt History, NPL - Prosecuted History, Personal debt - to - credit ratio of the authorized directors and / or major shareholders and / or beneficiaries from the previous same types of business
- Welcome for Individuals and/or Corporates. However, it is necessary for being DBD –listed Corporates prior to loan approval date.
7. Being excluded from the list.
- Small and Medium Enterprises Promotion Fund (Revitalized the Small - sized Enterprise Project) 1,000 million BHT.
- Small and Medium Enterprises Promotion Fund (Debt Restructuring and Rehabilitation) 2,000 million BHT.
- Working Capital for Household Industry and Thai Artisan
Call Center 1357