สินเชื่อฟื้นฟู

Objective : Increase liquidity for business , decrease the effect of
unemployment included recovery
Qualification:

Existing Customer New Customer
1. Individual Person , Thai Nationality , Age 20 years upward
including borrowing duration
2. Loan with SME D Bank not over 500 million baht Non-Loan
with SME D Bank and other SFIs
On 28 Feb’21 On 28 Feb’21 ( not
included consumer loan)
3. Non NPLs on 31 Dec 2019
4. Non SET company list except MAI
5. Non financial operator
Amount

Existing Customer New Customer
Not over 30% Loam Amount with SME D Bank 1.Micro not
over 500,000 baht totally with all
On 31 Dec 2019 or 28 Feb 2021 either which is the financial
enterprise not over 20 million baht
highest but not over 150 million baht 2.Small
Enterprise (SEs) and Medium
(included existing soft loan complied royal degree )
Enterprise ( MEs) not over 20 million baht
Classify to with all financial
enterprises
1.Micro SMEs ( Micro) maximum not over 500,000 baht
2.Small Enterprise (SEs) and Medium Enterprise ( MEs)
not over 30% of Loan with SME D Bank

Interest Rate

Interest Rate

Year TCG Guarantee TCG Guarantee with Collateral
SME D Bank criteria
1-2 2 % / year grace period 6 months subsidizes by government
3 6.5 % 4.5%
4 7% 5%
5 7.5% 5.5%
6 up MLR +2 MLR
Duration : Not over 7 year maximum grace period 12 month (
Considered by Necessary)
Collateral : 1.TCG guarantee with full amount through contact or
2. TCG guarantee with SME D Bank criteria by indicating
the condition fee of TCG at least
1 year
Fee : SME D Bank excepts all TCG fee complied to TCG criteria
 Remarks the condition complied to SME D Bank criteria .
Interested person should educate the condition and criteria
carefully such as qualification , interest rate , loan duration , fee
before borrowing