SME Development Bank continues to help SMEs in tourism in Phuket and nearby provinces affected by boat capsizes that reduce revenue I believe it’s only a short-term effect. Organize a team to serve loans with cheap interest of 1% and 3%, apply for an urgent loan online, ‘SME D Bank’, know the answer in 7 days, helping to enhance liquidity Supporting businesses out of danger. Pilot 23 cases with a limit of 76 million baht.
Mr. Mongkol Leelatham Managing Director Small and Medium Enterprise Development Bank of Thailand (SME) or SME Development Bank said that from the accident of a Chinese tourist boat capsized in the Andaman Sea, Phuket Province, the bank sent officers to the area to inquire. and explore the impact Find ways to help SME entrepreneurs in the area Especially in the tourism sector, it was found that at present, some hotel businesses have reserved reservations in advance. began to be a group of tourists especially the Chinese canceled the stay impact on the business continuity Revenues have decreased accordingly. whether it is a tourism business, a restaurant, a souvenir shop, etc. However, it is believed that the impact It will be only a short term. There is an urgent need for capital to add liquidity to help businesses through this difficult time. to wait for the time to restore the confidence of tourists and return to travel again allowing the business to proceed as normal
From the preliminary survey, it was found that tourism businesses and hotels in Phuket, Phang Nga province were directly affected. Because focusing on tour group customers which is sensitive to high confidence As for tourism business operators in Krabi and Trang provinces, it was almost unaffected. Because customers contact through agents and the Internet. Long-term travel plans are planned in advance. And focus on staying in famous hotels, high prices, so there is no cancellation of the stay. Therefore, the bank focuses on sending the team Field visits to help tourism and related businesses in Phuket Province, Phang Nga Province by providing low-interest loans through various projects such as the Tao Kae 4.0 loan by the Ministry of Industry for legal entities The interest rate is only 1% per annum, free of payment for the first 3 years, allowing small entrepreneurs with financial problems to borrow. (even having been restructured or non-continuous installments) and star economic loans For individuals and juristic persons, interest 3% per annum in the first 3 years for processed agro-businesses Tourism / community tourism, etc., which will work in tandem with the platform ‘SME D Bank’, which is an application that has a system to apply for a loan online immediately. Just fill in the basic information and the information will be forwarded to the bank branch in the location of the borrower’s establishment. “The horse carriage filled the capital. Promote Thai SMEs. Quick to reach the country” will run to explore the business. Check eligibility and ability to pay debt and responding to the results of consideration within 7 days, helping SMEs who are directly and indirectly affected by such incidents have access to the bank’s low-interest loans easily and quickly.
Mr. Mongkol continued that from the aforementioned assistance approach The bank is able to support tourism business operators to apply for a loan through the ‘SME D Bank’ system, 23 cases, divided into 18 entrepreneurs in Phuket and 5 in Phang Nga province, totaling 76,45 billion baht in loan applications. baht for other operators wanting to apply for a loan can apply for a loan through the online system continuously By downloading the initial application ‘SME D Bank’ at the Play Store and soon in the App Store system as well.