SME D Bank responds to the policy of the MPC, adjusting interest rates on deposits and loans to MLR 0.25%.
Effective April 1, 2023, with an interest freeze on MRR, reducing the impact on small SMEs.
SME D Bank adjusts deposit rates to a maximum of 0.25% and MLR loans of 0.25% according to the MPC policy in line with market interest rates and the expansion of the Thai economy, effective April 1, 2023 while maintaining the MRR interest rate. Help reduce the impact on small SMEs.
According to the Monetary Policy Committee (MPC) unanimously resolved to raise the policy rate by 0.25% per year from 1.50% to 1.75%, effective from March 29, 2023, because it was appropriate for the economic trend. And Thailand’s current inflation, therefore, the Small and Medium Enterprise Development Bank of Thailand or SME D Bank as a state financial institution. who has a role in helping and supporting Thai SME entrepreneurs Therefore adjust interest rates for both deposits and loans to comply with the MPC’s policies, including market interest rates and the expansion of the Thai economy. Effective from April 1, 2023 as follows:
– fixed deposit interest rates passbook type and fixed deposit receipts Adjusted to a maximum increase of 0.25% per year.
– Minimum loan interest rate (MLR: MINIMUM LOAN RATE) increased by 0.25% per year from 7.00% per year to 7.25% per year.
however For small SME entrepreneurs which is a group that is still fragile in the recovery of SME business, D Bank therefore maintains the interest rate on loans for fine retail customers (MRR: Minimum Retail Rate) as before so that SME entrepreneurs The sub was the least affected. and have enough time to adjust the business
At the same time, SME D Bank also offers alternative services to increase income and reduce financial costs, such as deposit services. for juristic person and SME entrepreneurs With a special deposit interest rate of 10 million baht or more Low interest rate loan products The loan amount is up to 50 million baht, helping to enhance liquidity and manage financial costs well, such as “Prom D Loan” covering all business groups. 24-month principal-free payment and “BCG Loan” help raise the business to the BCG Model, 18-month principal-free payment, etc., as well as support “development” under the “SME D Coach” project to help mentor and give advice to entrepreneurs. SMEs Able to adapt and move forward with business continuously inquiry Treasury Department Tel. 02-265-4465 , 02-265-4506 or Call CENTER 1357